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Do I Have to Go to Court for a Personal Injury Claim?

When you are handling the aftermath of a serious injury that was caused by someone else, you are more than likely trying to figure out what your next steps should be if you want to hold them accountable for their negligence

Bringing a personal injury claim against them may be your best option. However, many injury victims refrain from doing so, because they don’t want to deal with the hassle of going to court. Fortunately, you won’t necessarily have to go to court to settle your personal injury claim. Below, we discuss how insurance settlements work and why going to court may be in your best interests. 

Settling with the Insurance Company

In the vast majority of personal injury claims, you’ll be dealing with an insurance company to obtain a settlement that meets your needs. You can expect some pushback from the insurer, as they’ll be losing money by settling your claim. 

Typically, if we are able to secure a reasonable settlement offer, you won’t have to go to court. But there are some cases where going to court is actually what is best for your injury case. 

Reasons Why You Should Go to Court

There are two main reasons why going to court will be necessary to get the most out of your accident claim. First, it is not uncommon for the insurer to refuse to meet claimants’ demands. 

They’ll often do everything they can to minimize the amount you’re entitled to, from manipulating your statements to making low-ball offers. The insurer is not on your side at this point. In situations like these, going to court is the best way to compel them to pay. 

The second reason why you might have to go to court is if the insurer’s financial obligation to you still doesn’t cover your losses. The insurance company is only required to pay out on claims up to the limits of the insured’s policy, and if your damages exceed that, bringing a lawsuit against the liable party is the only way to recover full compensation for your damages in Tampa. 

Speak with a Tampa Personal Injury Attorney

To learn more about how you should proceed with your injury claim, reach out to an experienced Tampa personal injury lawyer at Anderson & Anderson today. You can fill out the brief contact form provided below or give our office a call at 813-251-0072 to schedule your no-obligation claim review.