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What Is No-Fault Insurance?

After a serious injury in a Florida car accident, you need coverage for your losses. If you’re not keen on going to court, you may be considering your other options, like seeking a settlement with your insurance company. But what is no-fault insurance, and how can it help your claim? 

At Anderson & Anderson, we’re here to help you get the maximum settlement when you’re hurt. If you have questions about your insurance and what your insurance company will cover, reach out for guidance for your claim. 

Personal Injury Protection

As a Tampa driver, you have personal injury protection, or PIP, insurance coverage. Your PIP insurance covers the costs of injuries in a car accident, regardless of who’s at fault. This no-fault coverage helps you recover from your injuries without worrying about proving fault. 

In states with no-fault insurance, all you have to do is report your Tampa car accident and let the insurance company know you need a settlement. Your insurance company can then investigate the car accident and provide the compensation you’re due. 

What if My Insurance Coverage Doesn’t Meet My Needs?

Insurance companies don’t always settle fairly with their clients. You may have no-fault insurance, but the insurance company may downplay or refuse your claim to protect its own profits. In these cases, you and your car accident lawyer in Tampa may need to file a bad-faith insurance claim against your insurance company. 

In some cases, the insurance company may be unable to cover your losses. PIP insurance only covers a maximum of $10,000 for medical expenses. If your losses are more severe, you may need to seek compensation through a lawsuit with your car accident lawyer in Tampa. 

Talk to a Lawyer About Your Insurance Policy

When you’re hurt in a serious Tampa accident, it’s likely you will need no-fault insurance to cover the costs of your losses. But your insurance company may not cover you. Luckily, the lawyers at Anderson & Anderson can help. If you’re hurt and you’re worried about your no-fault insurance covering your needs, call 813-251-0072 or fill out the online contact form below for a free consultation.