While many people use rideshare vehicles to get from place to place nowadays, taxi cabs are still around, especially in large cities. And just like any type of vehicle, taxis can get into accidents.
Taxi drivers are skilled professionals, but they are paid by distance. This means they have an incentive to drive fast, which can lead to serious crashes. There are two main ways in which you can be involved in a taxi accident:
- You are a passenger in a taxi that is hit by another vehicle.
- You are in another vehicle that is hit by a taxi.
Taxi accidents are similar to regular car accidents, but there may be liability issues involved. Seek legal help from the Tampa personal injury lawyers at Anderson & Anderson to learn more about the process.
Liability in a Taxi Accident
Taxi cab accident claims are just like regular car accident claims. If you were driving your vehicle and the taxi hit your car, you can either file an insurance claim with the taxi’s insurer or file a personal injury lawsuit and take the matter to court. The process is easier If you were a passenger in the taxi cab. You simply file a third-party claim against both drivers and wait for them to determine liability.
Taxis must have adequate insurance to pay for damages. Most drivers need a minimum of $10,000 in personal injury protection (PIP) and a minimum of $10,000 in property damage liability (PDL). No bodily injury liability (BIL) coverage is required. However, if a vehicle is registered as a taxi, it must carry bodily injury liability in the amount of $125,000 per person and $250,000 per accident, as well as $50,000 in property damage liability coverage.
While this may seem like a lot of coverage, it’s not when there are multiple people involved in an accident. It is not common for taxi cabs to carry more insurance than the minimum required by state law. Therefore, if multiple passengers suffer serious injuries, the total amount of medical expenses may exceed the policy limits. Each victim may have to settle with the insurer for less than what the case is worth. If you have uninsured/underinsured motorist coverage, you may be able to tap into it for medical expenses. If you do not have this type of coverage, you have the option of filing a lawsuit. However, many taxi cab drivers have few assets, so suing them in an attempt to recover compensation may be a waste of time and money.
Contact Us Today
Taxi cabs are still common in Florida and accidents can result in serious injuries. If you have been a victim, make sure you understand your legal rights.
Count on the Tampa personal injury lawyers at Anderson & Anderson to help you with your taxi accident case. We’ll assess the situation and ensure you receive full and fair compensation for your damages. Schedule a free consultation today by filling out the online form or calling 813-251-0072.