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Is It Better to Go to Court or Accept a Settlement Offer?

When you’re hurt in a serious accident, you just want to get your situation handled and over with. You may be relieved by the idea of settling your claim. But your settlement offer isn’t always fair. Is it better to go to court in general? 

The details of your claim can change things, but a Tampa personal injury lawyer at Anderson & Anderson can help you get answers for your next steps. Talk to your lawyer about your options for getting compensation after a serious injury. 

Insurers May Not Offer a Fair Settlement 

When you’re hurt in an accident, you may have medical insurance or insurance related to the type of accident, like auto insurance in the case of a car accident. In these situations, you may believe the insurance company will cover the costs of your injuries without the need for you to worry about anything. 

But insurance companies aren’t always willing to help you. These are for-profit companies, and these companies may do everything in their power to protect their interests. 

For example, you may have suffered a back injury, leaving you unable to work. But the insurance company may not be willing to give you the compensation you’re due. They may lowball your settlement, or they may refuse your claim completely. 

Because of this, you may need a lawyer to review your claim before you go to court. Your lawyer can help you negotiate with the insurance adjuster and seek fair compensation for your claim. 

Knowing Your Claim’s Value 

But you’re not guaranteed a settlement that covers your needs. You may instead need to take your claim to court with a personal injury lawyer. But what is your claim worth? 

Generally, your claim is made of your economic and non-economic damages, or the hardships you’ve suffered because of the accident. These damages cover the financial, mental, and emotional sides of your injuries. You may need to speak with your lawyer about ensuring you’re getting fairly compensated for these damages. For example, you may be due some or all of the following damages, among others: 

If you’ve suffered any of these damages, you may be due compensation for your suffering. Talk to your lawyer about calculating these damages before you seek a settlement or take your claim to court. 

Get a Lawyer’s Help Before Your Day in Court 

When you’re hurt and need compensation for your injuries, it can be tough to get compensated for your injuries. The insurance company may lowball your settlement, leaving you without the compensation you’re due for your injuries. But you don’t have to accept a lowball settlement. 

You can instead work with the lawyers at Anderson & Anderson to get the compensation you’re due. Your lawyer can seek a fair settlement offer, but if the insurance company fails to compensate you, your lawyer can help you take your claim to court. Get a free consultation when you’re hurt and need compensation by calling 813-251-0072 or by completing the online contact form below.