What Is Uninsured Motorist Coverage?
When you’re hurt by another driver, your first thought may be to work with the insurance company. That’s why you pay for your insurance coverage every month, right? But the other driver may not have been so responsible. They may be underinsured, or they may have no insurance coverage at all.
These situations can make it more difficult to get the funds you need for your recovery. Because of this, you may need to turn to a lawyer at Anderson & Anderson for guidance. A Florida car accident attorney can help you take the right steps, even if the at-fault party is uninsured.
Insurance Coverage After a Car Accident
First, remember that Florida is a no-fault state for car accidents. That means your insurance policy should cover your suffering and expenses, or damages, regardless of who’s at fault. In some cases, you may not have to worry about their insurance policy.
But it’s not always your insurance company that pays for the damages done. For example, you may have suffered a serious injury, and your insurance company may not cover the full costs of your injuries. Because of this, you may need to file a lawsuit against the at-fault party, which may not have the funds. So who will cover the bill for your car accident damages?
How Uninsured Motorist Coverage Can Help You
Uninsured motorist coverage may not be required in Florida, but if you didn’t opt out of it when selecting your insurance coverage, it can protect you from expenses that could impact your future. Uninsured motorist coverage offers some coverage when the at-fault party is unable to pay for your expenses.
Getting compensation through this coverage can still be tough, unfortunately. Your insurance company is focused on making a profit, which means the adjuster may try to minimize your claim in bad faith. Luckily, your lawyer can work with you to get the top compensation possible for your claim. Once you have the compensation you need, you can focus on your health, not just on your finances.
Seek Your Max Compensation for a Car Accident
After a serious car accident, you may need help getting compensated fairly for your injuries and damages. Those damages can leave you struggling to get back to life as it was before your car accident.
Luckily, the lawyers at Anderson & Anderson can help you get compensated fairly. If you’re hurt and the at-fault party is underinsured or uninsured, connect with a car accident lawyer for a free consultation. We can discuss your claim when you call 813-251-0072 or when you fill out the online contact form below.